I think if you want a working 2 way system, -for record and playback - necessary for reamping via USB for example - you will want ASIO 4 All but I got it working with some crackles with the generic low latency ASIO driver included in Win 11.
You are going to be using a driver to connect anything in the way of a peripheral to any port - it is just a question of how well suited to your particular application that driver is. The vanilla one that comes with Windows is not necessarily going to work as well as a dedicated low latency driver.
Apple bought Emagic to get them to design low latency audio at the OS level for the Mac OS and iOS. Microsoft work with audio partners to some degree but the OS audio system is not now, nor has it ever been, on a par with proprietary drivers. Looking forward to Kemper's proprietary driver.